The CIF number or Customer Information File number is an essential part of your banking profile with the State Bank of India (SBI). This unique 11-digit number is like a digital identity card that consolidates all your banking data, such as account details, personal information, and transactions.
Whether you need it for transferring accounts between branches, registering for net banking, or loan applications, knowing how to find your CIF number is crucial. Thankfully, SBI provides a simple way to access your CIF number using the YONO Lite SBI Mobile Banking app. Below is a detailed guide on how you can retrieve it easily.
Check SBI Account CIF Number Using YONO Lite Mobile Banking
Step 1: To begin, open the YONO Lite SBI app on your smartphone. Enter your MPIN to log in securely. If you are new to mobile banking, you need to first activate your account by using your net banking credentials, including your user ID and password. Follow the instructions on the app for registration.
Ensure that your mobile number is linked to your SBI account before proceeding. Without this, you won’t be able to access the app’s services.
Step 2: Once logged in, you’ll see the app’s home screen, which displays various features. Tap on the ‘Services’ option to access a wide range of account-related tools and options.
The services menu allows you to perform tasks like updating your nominee, accessing account details, and managing transactions.
Step 3: From the services menu, scroll through the available options and find the ‘Online Nomination’ feature. This section is primarily designed to allow you to add or manage nominees for your account. However, it also lets you view crucial details like your CIF number.
Step 4: After selecting the ‘Online Nomination’ option, choose ‘Transaction Account’ from the subsequent menu. The app will display a list of your linked accounts. Select the account for which you want to find the CIF number.
Step 5: Once you choose your account number, the app will display detailed information about your account, including the CIF number. This number is usually listed in a dedicated column labeled ‘CIF Number’. Make sure to note it down for future use or take a screenshot for quick access.
Frequently Asked Questions (FAQs)
1. What is the CIF number in an SBI account?
The CIF number, or Customer Information File number, is a unique identifier that consolidates all your account details and banking information in SBI’s centralized database. It ensures seamless banking services and is required for certain operations like account transfers and loan applications.
2. Can I find the CIF number on my SBI passbook?
Yes, the CIF number is usually printed on the first page of your SBI passbook. If you don’t have access to the passbook, you can use digital methods like the YONO Lite SBI app to retrieve it.
3. Is the CIF number the same as the account number?
No, the CIF number and account number are different. The account number is specific to an individual account and is used for transactions. The CIF number, on the other hand, is associated with you as a customer and links all your SBI accounts and services.
4. What should I do if I can’t find my CIF number in the YONO Lite app?
If you are unable to locate the CIF number in the app, you can contact SBI customer care or visit your nearest branch. Make sure to carry valid identification and account details.
5. Is the CIF number confidential?
Yes, the CIF number is confidential and should not be shared with anyone. Treat it like other sensitive account information to ensure the security of your banking profile.
By following these steps, you can easily find your CIF number in the YONO Lite SBI app. This user-friendly process eliminates the need to visit a branch or rely on your passbook. Always keep your banking details secure and accessible for smooth financial management.