Are you looking to unlock the full potential of your Bank of India (BOI) Net Banking account? Activating “full transaction rights” is essential for seamless access to online banking features like fund transfers (NEFT, RTGS, IMPS), bill payments, and much more. Without these rights, your account’s functionality may be limited, restricting essential transactions.
By enabling “full transaction rights,” you not only gain complete control over your online banking but also add an extra layer of security through two-factor authentication. Follow this detailed guide to complete the process easily.
Step-by-Step Guide to Activate “Full Transaction Rights” for Bank of India Internet Banking
Bank of India has launched the latest net banking portal where you can register online and use net banking services for free. You can activate BOI net banking using your debit card.
Please follow these steps and enable full transactions rights for your net banking account:-
Step 1: Log in to Your BOI Net Banking Account
Start by visiting the official BOI Net Banking website. Enter your “User ID” and “Login Password” to log in. Once you’re on the dashboard, look for the “Profile” section and click on it.
Step 2: Navigate to “Manage Transaction Rights”
Within the Profile menu, locate the “Manage Transaction Rights” option. Select it to proceed.
Step 3: Choose “Debit Card” for Authentication
You’ll need to authenticate your request by selecting the “Debit Card” option. Ensure you have an active BOI debit card, as it’s mandatory for this step.
Step 4: Enter Your Debit Card Information
Provide the requested debit card details:
- “ATM Debit Card Number”
- “Expiry Date” (month and year)
- “ATM PIN”
Click “Verify Card Details” once you’ve filled out the fields.
Step 5: Complete Debit Card Verification
After successful verification, you’ll see a confirmation message. Click “OK” to continue.
Step 6: Enable “Mobile OTP” for Two-Factor Authentication
On the next screen, select “Mobile OTP” as your preferred authentication method for added security. Save your changes by clicking “Save Changes.”
Step 7: Success! Full Transaction Rights Activated
You’re all set! Your Bank of India Net Banking account now has “full transaction rights.” You can enjoy unlimited online banking transactions securely and conveniently.
Frequently Asked Questions (FAQs)
1. Why do I need full transaction rights?
Enabling “full transaction rights” allows you to perform all types of financial transactions, such as NEFT, RTGS, and IMPS, ensuring no limitations on your account’s functionality.
2. Is a debit card mandatory for this process?
Yes, an active BOI debit card is required for authentication when enabling transaction rights.
3. Can I enable full transaction rights without Mobile OTP?
No, “Mobile OTP” is a crucial step for two-factor authentication and cannot be skipped.
4. What should I do if my debit card verification fails?
If debit card verification fails, ensure you’ve entered the correct details (card number, expiry date, and PIN). If the issue persists, contact BOI customer support for assistance.
5. Is there any fee for enabling full transaction rights?
No, enabling full transaction rights is a free service provided by Bank of India.
6. How long does it take to activate transaction rights?
The process is instant. Once you complete the steps, your transaction rights will be activated immediately.